Students form a very particular group of clients. Banks understand they rarely have income. That is why usually they are not allowed to open a credit card until they are 21 years old. If students want to get the plastic earlier, they need to show they have a source of income.
As far as students usually do not earn much, their loans, as a rule, are not that big. Banks simply won’t approve loan lines larger than some certain limit. However, the customers can enjoy many other benefits the credit plastics propose. In order to get the maximum of those, it is important to read in detail what rewards each particular card gives.